What types of accidents is the French Guarantee Fund for Victims liable to cover ?
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- > Accidents caused by a motorised land vehicle when the person responsible is uninsured or unidentified
- > Accidents caused by an animal in traffic on the ground
- > Accidents caused by pedestrians or cyclists, under certain conditions
- > Skiing accidents when the person responsible is uninsured or unidentified
Can I apply directly to the French Guarantee Fund for Victims or do I have to go through a lawyer ?
You can apply to the French Guarantee Fund for Victims directly by registered letter.
You have the option of applying to it through your insurer or a lawyer.
What is the time limit for applying to the French Guarantee Fund for Victims ?
 It is in your interest to apply to the French Guarantee Fund for Victims as soon as possible.
If the at-fault party is known and uninsured, you have a period of 5 years from the date of the accident.
If the at-fault party is unidentified, you must apply to the French Guarantee Fund for Victims within 3 years of the date of the accident.
For material damage alone, the time limit for referral is one year.
An advance will be paid within three months of the date on which the French Guarantee Fund for Victims was able to take a position on its intervention. A definitive offer of compensation will be made to you within 5 months of the date on which the French Guarantee Fund was informed of the consolidation of your state of health. In practice, within 5 months of receiving the medical report. The French Guarantee Fund for Victims may intervene for material damage only if the third party is identified and uninsured. If the third party is not identified, the French Guarantee Fund for Victims may nevertheless intervene if the bodily injuries are greater than 10%. How long will it take to get compensation for my personal injury ?
If my vehicle is not covered by ‘all risk’ insurance, does the French Guarantee Fund for Victims handle the repair of the damages to my vehicle ?
The payment can be made as soon as the French Guarantee Fund for Victims has all the information it needs to make a decision on its intervention and the assessment of your loss (vehicle damage survey report and special conditions of the contract). How long will it take to get compensation for my material damage ?
Filing a complaint helps to preserve your rights, especially in cases of hit-and-run offences.Do I always have to file a complaint against the person who caused the accident ?
Yes, under the same conditions as for injured people.In the event of the victim’s death, can a member of their family apply to the French Guarantee Fund for Victims ?
No. Only the victims and their beneficiaries may apply to the French Guarantee Fund for Victims, not the person responsible. The French Guarantee Fund for Victims will compensate the victim and take recourse against the uninsured at-fault party. I am responsible for an accident and I am not insured. Can I apply to the French Guarantee Fund for Victims so the victims can be compensated ?